SOPHISSimple pricing for households
Every paid plan unlocks Pro features for everyone in your household. Cancel any time — you keep access until the end of the period. Backed by a 30-day money-back guarantee.
All prices are in USD and shown exclusive of tax. Taxes may apply and will be calculated at checkout by our reseller, Paddle. No free trials or introductory discounts — you are charged the full listed price from day one, and the same price renews each billing period until you cancel.
Free
The basics for a household starting out.
- Shared household account
- Manual transactions & categories
- Basic dashboard
- Last 90 days of history
- Join a Njangi via invite
Pro
Everything a couple needs to plan and forecast.
Billed monthly at $6.99 USD. Renews every month at $6.99 USD until canceled.
Or $59/year if you pick yearly (save ~30% vs 12 months).
Excludes tax. Taxes may apply and will be calculated at checkout.
No free trial. No introductory pricing.
- Unlimited transactions & history
- Advanced analytics & category swings
- 30-day cashflow forecast
- Scenario mode: test what-ifs
- Recurring bill automation & reminders
- Shared savings vaults (Fapshi & PayPal)
- AI receipt verification for deposits
- Create & run Njangi groups (ROSCA)
- Debts, allowances & people tracking
- Unlocks for every household member
Family
For multi-household budgets and priority support.
Billed monthly at $12.99 USD. Renews every month at $12.99 USD until canceled.
Or $109/year if you pick yearly (save ~30% vs 12 months).
Excludes tax. Taxes may apply and will be calculated at checkout.
No free trial. No introductory pricing.
- Everything in Pro
- Multiple households
- SOPHIS Business — full double-entry books
- Invoices, expenses, bills & PDF sending
- Products, inventory & multi-currency
- Employees & payroll runs
- Configurable tax/VAT rules & reports
- Role-based access (Owner/Admin/Accountant/Viewer)
- Njangi admin sync into household ledger
- Extended history & exports
Compare capabilities
What each pillar unlocks
Every paid plan spans Household, Vaults, Njangi, and (on Family) Business — here is what lives where.
Everything shares one ledger — vault deposits, Njangi payouts, and business books all reconcile into your household analytics.
Payments and taxes are handled by Paddle, our reseller. Prices shown exclude VAT and sales tax, which are calculated at checkout.
Cancel from your account or via paddle.net — you keep paid features until the end of the current period.
Not the right fit? Request a full refund within 30 days. See our Refund Policy.
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